Charles Schwab’s US consumer brokerage offering provides self-directed access to stocks, ETFs, mutual funds, options, bonds, and other investments. Individual and joint accounts have no opening or maintenance fee and no account minimum. Customers can use online investing tools, the Schwab Mobile app, thinkorswim advanced trading tools, 24/7 support, and branch assistance.
$0 opening and maintenance fees; $0 account minimum; $0 online listed stock and ETF trades; options are $0 plus $0.65 per contract.
No-fee access termsFree means the standard brokerage account has no opening or maintenance fee and no account minimum, while selected online trades have $0 commission. Options carry a $0.65 per-contract fee, and other products or service channels may have charges.
Schwab Mobile app · thinkorswim
These are neutral, fact-based tradeoffs, not ratings or a personal recommendation.
Information checked on November 5, 2026. Pricing, eligibility, products, and regional availability may change.
E*TRADE from Morgan Stanley is a U.S. consumer investing and trading provider offering brokerage accounts for stocks, ETFs, mutual funds, options, bonds, and other products. Its account lineup also includes IRAs, custodial accounts, automated Core Portfolios, banking products through Morgan Stanley Private Bank, and linked cryptocurrency accounts powered by zerohash.
Check access terms Features, costs & detailsFidelity offers US retail brokerage accounts with access to stocks, ETFs, mutual funds, bonds, options, and crypto. Its brokerage offering includes recurring investments, trading specialists, research and trading tools, and Fidelity Trader+ experiences across mobile, web, and desktop. Retail brokerage accounts have no account minimums or account fees, subject to stated exceptions.
No-fee access terms Features, costs & detailsInteractive Brokers is a U.S. online brokerage offering individual, joint, IRA, and trust accounts. Clients can trade stocks, ETFs, options, futures, currencies, bonds, mutual funds, and other products across global markets. It provides IBKR Lite and IBKR Pro pricing plans, plus desktop, mobile, and web trading platforms with advanced tools.
No-fee access terms Features, costs & details