Betterment is a U.S. digital investing and cash-management platform offering automated portfolios, self-directed stock and ETF investing, retirement accounts, financial planning, and cash products. Automated investing uses diversified ETF portfolios with trading, rebalancing, and tax-management features. Betterment also offers optional advisor access through its Premium plan and provides customer support for account questions.
Automated investing is $5/month below a $24,000 balance or 0.25% annually with qualifying recurring deposits or balances; Premium is 0.65% annually and requires $100,000 in eligible investments. Cash Reserve has no monthly management fee.
Check access termsA free managed-robo plan was not verified. Cash Reserve has no monthly management fee, and self-directed stock and ETF trading has no commissions, but these are separate products rather than a confirmed free automated-investing plan.
Platform availability was not confirmed in the reviewed official pages. Check the provider’s current apps and platform documentation.
These are neutral, fact-based tradeoffs, not ratings or a personal recommendation.
Information checked on November 5, 2026. Pricing, eligibility, products, and regional availability may change.
Wealthfront is a US consumer financial platform offering automated, globally diversified investment portfolios and self-directed brokerage access to ETFs and stocks. It also provides a Cash Account with checking features, automated savings and transfers, bill payment, debit-card access, and transfers between cash and investing accounts.
Check access terms Features, costs & details