What it offers

  • Automated, globally diversified investment portfolios
  • Self-directed brokerage for ETFs and stocks
  • Cash Account with checking and bill-payment features
  • Automated savings and recurring transfers

Pricing & access

Automated investing pricing is not stated on the reviewed pages; self-directed brokerage is presented with no fees and a $1 minimum, while the Cash Account lists a $0 account fee.

Check access terms

A free robo-advisor plan was not verified. The reviewed pages describe no-fee self-directed brokerage and a $0 Cash Account fee; these are separate brokerage and cash offerings, not confirmation of free automated portfolio management.

Platforms

Mobile app

Strengths & considerations

These are neutral, fact-based tradeoffs, not ratings or a personal recommendation.

What stands out

  • Combines delegated portfolio management with self-directed investing options
  • Cash Account supports spending, bill payment, and transfers alongside investing

What to consider

  • Automated investing pricing was not stated on the reviewed official pages
  • Cash Account is not a bank account and uses program banks for deposits

Official sources

Information checked on November 5, 2026. Pricing, eligibility, products, and regional availability may change.

This page is educational, not investment advice. No provider has paid for this listing. If affiliate links are activated in the future, we may receive a commission. How our links work.
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Betterment is a U.S. digital investing and cash-management platform offering automated portfolios, self-directed stock and ETF investing, retirement accounts, financial planning, and cash products. Automated investing uses diversified ETF portfolios with trading, rebalancing, and tax-management features. Betterment also offers optional advisor access through its Premium plan and provides customer support for account questions.

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